Mortgage Rates – Online sources to figure out how much your monthly payments will be
CNN Money (money.cnn.com) has a great Loan Center Calculator to help you get a rough idea of what interest rate you can qualify for based upon the price of the home, how much you want to put down, and your credit score.
Through the CNN Money Loan Center you can enter your zip code and get quotes from such leaning organizations such as Quicken Loans, The Money Store, Discover Home Loans, TexasLending.com, and others. Powered by BankRate.com, it is a great way to get a quick idea of what type of rates a lender should be quoting based upon your credit score, the amount of down payment you plan to put down, the length of the loan, points you are willing to pay, and of course the price of the home.
Zillow.com also offers a rate calculator that will let you see rates that factor in your credit score along with advanced options such as your Annual Income, Monthly Debt, property type, and whether you are a First-Time home buyer. You can also factor in issues like whether or not you have filed for bankruptcy, had a foreclosure, and/or are self-employed. When you go to Zillow.com, just click on the menu option MORTGAGE RATES.
Once you know the price range you want to look in, use our interactive maps at GreatHoustonProperties.com to find your dream home. See exactly where in the Houston Area the home is located at. Zoom in on neighborhoods of interest - even zoom into the streets you would like to live on to see what homes are available. No clicking needed - just hover your mouse over the home to get a picture and a summary of the home. Like it - click for more details.
Find one you like? Ready to look inside. Call me - Jason Gracey of RE/MAX Vintage - and
go Home Shopping. (281) 376-2755
Resources referenced above: