3 Reasons December is the BEST TIME to SAVE when Buying a Home

3 Reasons December is the BEST TIME to SAVE when Buying a Home

Yes, that is right – December is the BEST TIME to SAVE when Buying a Home.



The most significant reason is that sellers are generally more willing to negotiate price. Homes on the market in December have one of two types of sellers – both more motivated than normal:

Seller Type A:
The Seller HAS to move, otherwise they would not endure Buyers coming into the home during the holidays. This may be that they have purchased another home or have been transferred. Many New Builds are ready for delivery in the October – December timeframe due to being built during the good weather months and now the Seller will have two homes to pay for if they do not sell it so they can be very motivated to work with a buyer to come up with a reasonable price compromise.

Seller Type B:
They listed their home in April – June and listed it for too high of a price, thus missing their window for attracting a buyer. They are tired of dealing with showings and are more likely to accept a reasonable offer because by now they have read all the articles about getting the right price for a home that has been on the market too long. Many times there is nothing wrong with these homes – if anything they are better homes for the money which is why the seller price the home too high above market value.


TAX SAVINGS!!!! If you close on your home by December 31st, you can deduct mortgage interest, property taxes and points on your loan on your income tax return for that year. In addition, you can deduct the interest costs associated with obtaining your home equity loan. These deductions are generally very significant and can really help you – particularly if you have been renting and have no other deductions.


If you are buying a NEW BUILD that is currently almost completed, builders are generally more willing to work with you because they want to get their standing inventory off of their books by the end of the year. This can result in HUGE savings for you. While you may or may not be able to negotiate the price, you can generally negotiate huge savings in upgrades and other improvements such as landscaping.

Start Your Home Shopping Here …

Find Homes for Sale in Houston Texas using our great Mapping Feature!

Find a home you like? Call to make an appointment to see how you can save buying a home in December – Call (281) 376-2755


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